This program is a standard loan payment schedule that may be used for any type loan where simple interest is the type used. It is not limited to mortgage loans. This program will calculate and print a complete amortization schedule for loans with any term from 1 to 30 years. The amount of interest paid during any calendar year is also calculated for your use at tax time.

How much house can you afford? You might be pleasantly surprised. This program is a loan qualifier for either a fixed rate or a variable rate mortgage. This program uses the same "ratios" method used by your "friendly banker" to determine how large either a fixed rate or variable rate mortgage you can expect approval for. Principal, interest, homeowners' insurance, and taxes (PITI) are included in the analysis.

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Is your visual memory good? Test it with this quick online test. This new quiz has been created by Ded Pyhto, Inc, producer of multiple IQ tests, intelligence, memory and personality tests and quizzes. Memorizing Shapes Test checks and trains your ability to memorize range of shapes and corresponding symbols. This ability is very useful when you take IQ test. http://www.wordofmouthexperiment.com/dedpyhto/IQ-test-trainer.htm

This program is a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. Bankers are currently touting mortgages with a one to five year balloon. What they don't tell you is that the interest is usually based on a 30 year term which, unless you know "THE NUMBERS" can result in a shock to your system.

This program is a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT by the lending institution at the time of payment.

Finance Helper 2001 - This program contains the following financial functions: a calculator with loan-comparison capability for various interest rates and term length. Another calculator for determining affordability for mortgage or auto loans, and an actuarial calculator as well as a regular calculator. Finally, there is a budget function to plan out your monthly and yearly budget.

This simple program lets you store a list of your various passwords, user ID's, combination locks, etc. The file is encrypted for added security.

With the help of advanced algorithms based on neural networks this revolutionary software will predict Tennis match results with great accuracy! - New versions of Advanced and Smart Neuronet algorithms, high winning rates expected ! - Incredibly simple to use! - 100% automatic, no need to enter any data! - Gives you the best recommendations for ATP(men) and WTA(women) games! - Database with 10 years of Tennis statistical informat

This program is an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. By making additional principal payments when paying yourmonthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace. Be sure that the bank or other lending institution credits the amount each month.

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IntelliPenny is the easy way to manage your personal/family finances and budget for future expenses. IntelliPenny implements the Envelope System of budgeting allowing you to decide where your money will be spent and allocating funds accordingly. IntelliPenny also contains a wishlist, reports, transaction importing, and many other features.

Program Description: 15 VS 30 YEAR MORTGAGE This program is a version that allows you to compare a 15 year mortgage with one that has a duration of 30 years. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area. This program may also be useful to lending institutions in advising a client on the term of a mortgage.

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Auto Maintenance Plus should capitalize the PLUS. You get a database to record your automobile expenses for maintenance and repairs as well as a separate table to list original cost, insurance, and license information on all your vehicles. Plus enter photos and more.

Our goal is to share information and resources on childbirth, planning for your baby, infertility and alternatives to pregnancy such as adoption. Proper planning is very important before the birth of a new child. We hope you enjoy your time here. Learn more at http://pregnancy.more4kids.info

Daily Planner Journal is a capable, multi-module organizer.. It includes a daily planner, small daily journal and a to-do list.

AnyRail makes it easy to create an accurate track plan for your model railway layout. If you're used to Windows, you can create your first usable model railroad design in minutes! AnyRail maximizes the chance that your tracks will actually fit when you build your precious layout for real. It comes pre-loaded with a wide range of sectional and flex. Each section is carefully constructed to match its model counterpart.

Ovulation-Predict is FREE Software specially designed for those women who are practicing Natural Birth Control Method (also known as Fertility Awareness Method). The program works as a calendar which records and processes your the most important fertility signs: basal (waking) temperature, cervical fluid and cervix position (can be optional).

Home Inventory Keeper gives you a place to organize information about your possessions and more. For each item, you can store its name, location, serial number, date purchased, original cost, remarks and a photo. Display and print a table-view of your data, plus see it shown in pie-graph format. The program also lets you keep important details such as warranties, and dwelling information.